* {margin:0;padding:0;}
body, td {font-family:Arial,Tahoma,Helvetica,sans-serif;}
html,body {height:100%;}
html,body,td {font-size:12px;color:#3C3C3C;}
img {border-width:0;}
a, .link {text-decoration:underline;color:#009fb5;cursor:pointer;}
a:hover,  .link:hover {text-decoration:none;}
h1, h2, h3, h4, h5 {font-weight:bold;}
h1 {font-size:28px;padding-bottom:10px;color:#009fb5;}
h2 {font-size:20px;padding-bottom:7px;margin-top:10px;}
h3 {font-size:16px;padding-bottom:4px;margin-top:10px;}
h4 {font-size:14px;padding-bottom:0px;margin-top:10px;}
h5 {font-size:12px;padding-bottom:0px;margin-top:5px;}
ul, ol {margin-left:20px;}
li {margin-left:20px;}
p {margin:0 0 16px;}